Privacy Policy

Last Updated August 3rd……2023.

Your online privacy is important to “Stellar Wealth Management LLC”. The purpose of this privacy statement is to provide you with information about our practices with respect to the personal data that we collect from users of our website (hereafter referred to as "Site") and the services that are made available through the Site. Please email us at [email protected] if you have any questions concerning our privacy statement, our data collection policies, how we handle user information, or if you want to immediately report a security breach.

What this policy is for:

The General Data Protection Regulation (GDPR) applies to the whole of the United State and European Union (EU) companies holding data of United State and European Union (EU) citizens. We value your privacy and want to be accountable to you, and transparent with you, in the way that we collect and use your personal information. We also want you to know your rights in relation to your personal information.

This Privacy Policy tells you what to expect when we collect and use your personal information. We have tried to make it simple and easy for you to read and find the information that is most relevant to you.

This Privacy Policy describes how this personal data must be collected, handled and stored to meet our data protection standards and to comply with the law.

This Privacy Policy ("Policy") together with our Terms of Use (“Terms”) and any other documents referred to in it, governs the basis of our collection, storage and use of personal information collected by Stellar Wealth Management LLC whose office is 722Cottage Ave INDIANAPOLIS 46203

. We are always looking to improve the information we provide to our users so if you have any feedback on this privacy policy, please let us know using our contact details above or by emailing us as at [email protected]

1. What Data We Collect

General Information: Information will be automatically created when using our services. Your geographic location, how you use our Services, the kind of device you use, your Open Device Identification Number, date/time stamps for your visit, your unique device identifier, your browser type, operating system, Internet Protocol (IP) address, and domain name are just a few of the data points that are gathered when you use our Services. Generally speaking, we utilize this information to operate and enhance the Site, as well as provide you with the most pertinent information possible.

Log Files: As is true of most websites, we gather certain information automatically and store it in log files. This information includes IP addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information to maintain and improve the performance of the Services.

Analytics: We use analytics services (including, but not limited to, Google Analytics) to help analyze how users use the Site. Analytics services use Cookies to collect information such as how often users visit the Site and we use the information to improve our Site and Services. The analytics services' ability to use and share information collected by them is restricted by their terms of use and privacy policy, which you should refer to for more information about how these entities use this information.

Location Information: If you have enabled location services on your mobile device, we may collect your location information to improve the Services we offer. This enables us to provide location-based services. If you wish to change our access or permissions, you may do so in your device’s settings.

2. Use of Your Personal information

In general, personal information you submit to us is used either to respond to requests that you make, aid us in serving you better, or market our Services. We use your personal information in the following ways:

● Operate, maintain, and improve our site(s) services;

● Respond to comments and questions and provide customer service;

● Develop, improve and advertising our podcast Services;

● Fulfill and manage our service, payments, and other transactions related to the Application;

● Identify you as a user in our system;

● Resolve disputes and troubleshoot problems;

● Assist law enforcement and respond to subpoena;

● Generate a personal profile about you to make future visits to the Application more personalized;

● Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.

Your personal information may be kept and processed on servers in the United State and Europe. We may also create anonymous data records from your personal information by completely excluding information (such as your name) that makes the data personally identifiable to you. We use this anonymous data to analyze request and usage patterns so that we may enhance the content of our Services and improve Site functionality. We reserve the right to use anonymous data for any purpose and disclose anonymous data to third parties at our sole discretion.

We may receive testimonials and comments from users who have had positive experiences with our Services. We may publish such content. When we publish this content, we may identify our users by their first and last name. We obtain the user's consent prior to posting this information along with the testimonial.

3. Disclosure of Your Personal information

We disclose your personal information as described below and as described elsewhere in this Privacy Policy.

Third Parties Designated by You: When you use the Services, the personal information you provide will be shared with the third parties that you authorize to receive such information.

Third Party Service Providers: We may share your personal information with third party service providers to: provide you with the Services that we offer you through our Services; conduct quality assurance testing; to provide technical support; market the Services; and/or to provide other services to us.

Information We Share: We may disclose aggregated information about our users and information that does not identify any individual without restriction. In addition, we may disclose personal information that we collect or you provide:

● To fulfill the purpose for which you provide it, for any other purpose disclosed by us when you provide the information, or with your consent;

● To third parties designated by you;

● With our subsidiaries and affiliates;

● To third parties to process payments made through the Services;

● With contractors, service providers and other third parties we use to support our business;

● To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by us about users is among the assets transferred; and

Other Disclosures: Regardless of any choices you make concerning your personal information (as described below), Stellar Wealth Management LLC may disclose personal information if it believes in good faith that such disclosure is necessary: (i) in connection with any legal investigation; (ii) to comply with relevant laws or to respond to subpoenas or warrants served on our company; (iii) to protect or defend the rights or property of lipsum.com or users of the Services; and/or (iv) to investigate or assist in preventing any violation or potential violation of the law, this Privacy Policy, or our Terms of Use.

5. Your Choices Regarding Information

Choices: We offer you choices regarding the collection, use, and sharing of your personal information. We may periodically send you emails that directly promote the use of our Services. When you receive promotional communications from us, you may indicate a preference to stop receiving further communications from us and you will have the opportunity to “opt-out” by following the unsubscribe instructions provided in the email you receive or by contacting us directly. Despite your indicated email preferences, we may send you service-related communications, including notices of any updates to our Terms of Use or Privacy Policy.

Cookies: If you decide at any time that you no longer wish to accept cookies from our Services for any of the purposes described above, then you can instruct your browser, by changing its settings, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. Consult your browser’s technical information. If you do not accept cookies, however, you may not be able to use all portions of the Services or all functionality of the Services. If you have any questions about how to disable or modify cookies, please contact us at [email protected]

4. Your Rights

As a user of our Site, you have the following rights, any of which you may exercise by contacting us at [email protected]

● The right to ask what personal data that we hold about you at any time. Extra requests (particularly repetitive) for data may result in a fee being charged to the user.

● The right to ask us to update and correct any out-of-date or incorrect personal data that we hold about you free of charge.

● As set out above, the right to opt out of any marketing communications that we may send you.

A. Right of access

You have a right of access to any personal information we hold about you. You can ask us for a copy of your personal information; confirmation whether your personal information is being used by us; details about how and why it is being used; and details of what safeguards are in place if we transfer your information outside of the United State and European Economic Area ("EEA").

B. Right to update your information

You have a right to request an update to any of your personal information which is out of date or incorrect.

C. Right to delete your information

● You have a right to ask us to delete any personal information which we are holding about you in certain specific circumstances. You can ask us for further information on these specific circumstances by contacting us via email at [email protected]

● We will pass your request onto other recipients of your personal information unless that is impossible or involves disproportionate effort. You can ask us who the recipients are using the email address above.

D. Right to restrict use of your information

● You have a right to ask us to restrict the way that we process your personal information in certain specific circumstances. You can ask us for further information on these specific circumstances by contacting us via email at [email protected]

● We will pass your request onto other recipients of your personal information unless that is impossible or involves disproportionate effort. You can ask us who the recipients are using the email address above.

General data protection regulations

This GDPR policy ensures Stellar Wealth Management LLC” -

● Complies with data protection law and follows good practice;

● Protects the rights of users;

● Are open about how we store and process individuals’ data;

● Protect ourselves from data protection risks such as breaches of confidentiality, failure to offer choice and reputational damage.

Under the GDPR, the data protection principles set out the main responsibilities for us. Article 5 of the GDPR requires that personal data shall be: -

(a) Processed lawfully, fairly and in a transparent manner in relation to individuals;

(b) Collected for specified, explicit and legitimate purposes and not further processed in a manner that is incompatible with those purposes;

(c) Adequate, relevant and limited to what is necessary in relation to the purposes for which they are processed;

(d) Accurate and, where necessary, kept up to date; every reasonable step must be taken to ensure that personal data that are inaccurate, having regard to the purposes for which they are processed, are erased or rectified without delay;

(e) Kept in a form which permits identification of data subjects for no longer than is necessary for the purposes for which the personal data are processed;

(f) Processed in a manner that ensures appropriate security of the personal data, including protection against unauthorized or unlawful processing and against accidental loss, destruction or damage.

Under the GDPR, there is requirement to have a valid lawful basis in order to process personal data. There are six available lawful bases for processing set out in Article 6 of the GDPR: -

(a) Consent: the data subject has given clear unambiguous consent for their personal data to be processed for a specific purpose;

(b) Contract: processing is necessary for the performance of a contract with the data subject or to take steps to enter into a contract;

(c) Legal obligation: processing is necessary for compliance with a legal obligation;

(d) Vital interests: processing is necessary to protect the vital interests of a data subject or another individual;

(e) Public task: processing is necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller;

(f) Legitimate interests: processing is necessary for the purposes of legitimate interests pursued by the controller or a third party, except where such interests are overridden by the interests, rights or freedoms of the data subject.

Security of Data

The security of your information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Cookies we use:

Session Cookies. We use Session Cookies to operate our Service. Preference Cookies. We use Preference Cookies to remember your preferences and various settings. Security Cookies. We use Security Cookies for security purposes.

Disclosure Of Data

Legal Requirements

“Tasty Africa” may disclose your Personal Data in the good faith belief that such action is necessary to:

● To comply with a legal obligation

● To protect and defend the rights or property of “Stellar Wealth Management LLC

● To prevent or investigate possible wrongdoing in connection with the Service

● To protect the personal safety of users of the Service or the public

● To protect against legal liability

6. Changes to our privacy policy

We may update our Privacy Policy from time to time. Any changes we make to our Privacy Policy in the future will be posted on this page with the ‘Last Updated’ date amended and, where appropriate, we will notify you by post or email. Please check back frequently to see any updates or changes to our Privacy Policy.

7. Children’s Online Privacy and Protection Act

Federal laws impose special restrictions and obligations on commercial website operators who direct their operations toward, and collect and use information from, children under the age of 18. Stellar Wealth Management LLC takes such restrictions seriously, and do not intend for our website or resources to be used by children under the age of 18 without first obtaining the verifiable consent of such child’s parent or legal guardian. We do not knowingly collect personal information from minors under the age of 18, only a parent or legal guardian may provide such information after adhering to our verification process for submitting such information

Further questions and how to make a complaint

If you have any queries or complaints about our collection, use or storage of your personal information, or if you wish to exercise any of your rights in relation to your personal information, please contact [email protected] or our office at 22Cottage Ave INDIANAPOLIS 46203